Do You Pay Too Much For Your Car Insurance? (21 Mar 2006) Do you pay to much for you car insurance? Do the premiums just seem to get higher and higher every year? It is amazing how many people just receive their insurance renewal when it is sent out each year and pay it off without a second thought!
Do You Really Need Life Insurance (21 Mar 2006) Life insurance is one of those taboo subjects for normal, casual or friendly conversation. Whenever people, however, develop a life threatening illness, have a close encounter with another vehicle on the highway, or otherwise find themselves in a situation where they are likely to be rated or declined by an insurance company, they suddenly develop a desire for a good life insurance policy. To give credit where credit is due, there are some thoughtfully disciplined people who give their portfolios regular review and make certain they have adequate coverage at all times.
Does an HSA Cover Alternative Medicine? (21 Mar 2006) Over seventy percent of Americans use some form of alternative medicine, from chiropractic to herbs to yoga to naturopathy. This article explores whether the new Health Savings Account (HSA) is able to help us use alternative medicine.
Educated Choice (21 Mar 2006) How to control health care costs continues to dominate discussions among benefit administrators, chief financial officers, CEO's, insurance brokers and health benefit companies. When you lower your costs, your employees often react by thinking they will receive fewer benefits. Offering a choice of plans, having a sensible contribution strategy and providing employee education can hold costs down and satisfy employees.
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Eleven Money-Saving Auto Insurance Tips for Senior Drivers (21 Mar 2006) Like all drivers, senior citizens (or as I like to call them "seasoned citizens") want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates.
Entrepreneurs, Fill in the Gaps of Your Homeowners Policy (21 Mar 2006) Suppose your home office gets hit by a bolt of lightening (it happens). The loss from damage to your house, computer and loss of income amounts to 50,000. If your homeowners insurance discovers that you were running a business from that room, and if they sent an adjuster they certainly would, they have the right to refuse any coverage.
Estate Planning - What About Life Insurance? (21 May 2006) Copyright 2006 Ronald Hudkins Not too many years ago life insurance was considered to be the indispensable platform upon which all other estate planning efforts should be based. In fact, for those in the median and lower income ranges, it was often th.......
