Debt Reduction

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Author: Lee Zebold

Article source: http://www.articlealley.com/. Used with author's permission.

It is known that Americans are experiencing major stress these days with their debt burden.

Debt Relief is available by utilizing our program which uses a financial software that will analyse all your debt to create awesome results in eliminating it by allowing you to pay off the principle much faster without paying more every month. You won't find a proven system with greater ability to save you money and reduce the time you spend being in debt.

FEATURES
No out of pocket cost for financial profile examination
No change in the amount of your monthly payments
Time in debt typically reduced by 50-65%. i.e. 8-12 year payoff of all your debt including mortgage.
In 80% of cases, no up front application cost
We are not a counseling or negotiation service that ruins your credit.
Working with us actually increases your credit rating.
We do not sell any insurance or other financial instruments.
Insured by the FDIC.

We have developed an amazing software program that can analyse your debt portfolio in a short period of time, find the margins we are looking for and apply the strategy in a plan that will provide you with many thousands of dollars of interest savings.

The software will, through its algorhythms, create a "margin". Depending on the amount and type of debt some clients are provided with a lot of margin, some have a small amount and again some may have none.

The margin as we define it is simply the difference between the amount of your current payments that goes toward your debt, and the new amount of payments that will go toward your debt after we apply our expertise and the awesome results of our powerful software.

This does NOT mean that your payment amount will change; it will be just re-directed. The margin of monthly interest we are able to identify will be put against principal, not profit, in the form of interest, to the bank. This allows faster paydown on your obligation. In many cases a client will save $200,000 - $400,000 etc. in his overall payments, and reduce the time dramatically that he/she is in debt.

In other words, margin is new found cash from either a new and better interest rate or that is created and called "hidden margin" found with the power of our amazing software.

Take a new 30 year mortgage for example. If we add $100 in real cash margin to your very first monthly payment we change all the ratios. Let's take a minute and look at the power of the margin. If a typical American family had a mortgage of $165,000.00 (much higher in some regions of the country such as California) with a matching $1,200.00 monthly mortgage payment, and they were able to gain a cash margin of $100, and all $100 went to principle, the principle payment would be increased from $110 to $210 from their very first mortgage payment.

That changes the monthly interest paid to 82% from 91%. It also means the mortgage gets paid off in 21 years and 5 months, which, believe it or not is when this loan is at a 50% principle and 50% interest when paying the regularly scheduled payments. In this scenario we have saved $90,557 in interest payments that would otherwise have been due and payable. Can you imagine what we could do if we found even more margin? Margins generally are found with much higher increases in monthly applications, and hence, greater overall savings, and faster pay-off periods.

Additionally, if you throw into the mix other debts such as car loans, student loans, credit card debts....the margin will increase.

We will handle all forms of indebtedness with this process....Mortgages, Credit Cards, Student Loans, Auto Loans and more......However we can only handle your case if you are current with your payments and NOT in trouble with the lending institutions as far as them taking legal action against you.

Most debt elimination plans are quite sophisticated and most people appreciate not having to worry all month about making sure they execute the program exactly and properly. The discipline to correctly execute this type of plan is very difficult for most people long term. So our clients are set up with a TPA or Third Party Administrator. We give the TPA the specific plan with detailed instructions on how to execute our clients plan on a monthly basis. Our very capable TPA alliance partner is FDIC insured and has been taking care of families financial monthly payment obligations for many years.  Auto Pilot is the best part… the bills get paid… and fast!

There is no charge to have a profile run on your debt portfolio to see what you could save before making any commitments and should you decide to go ahead with it, in most cases there is no out-of-pocket expense to you whatsoever.

WHO'S THE PROGRAM FOR
1.      Anyone with debt who wants financial freedom!
2.      People of nearly any income.
3.      Homeowners and renters.
4.      Heavily invested or just getting started.
5.      Commercial debtors.
WHO'S THE PROGRAM NOT FOR?
1.      People without debt.
2.      People who don't pay interest.
3.      People who don't believe it will work for them.
4.      People who think they can do this themselves.

BENEFITS
There are several benefits to our plan including:
1.      Save at least $150,000 in Interest depending on your portfolio
2.      Get out of debt in less than ½ the time.
3.      Help you create a Retirement Savings Fund
4.      Improve your credit - provide stress free environment
5.      Create an increased Cash Flow if you need it
6. Provide a Home business that is very lucrative

OPPORTUNITY
In addition to being a client, those looking to be an agent or consultant in this business, the opportunity is there to make a comfortable if not fantastic living by helping other people. Not an MLM.

See website at... http://url123.com/u4vnw

Lee Zebold
Accurate Credit Repair
213 977-0880
lzebold@sbcglobal.net

Business Owner, Teacher, and Debt Counselor since 1995.